🇩🇪 Germany
BMW Bank GmbH
German bank providing financial services within the BMW Group.
Official bank website ↗Identity checked: 11/4/2026 · Profile information checked: 11/4/2026
Bank identity & regulation
- Registered bank name
- BMW Bank GmbH
- Headquarters
- Lilienthalallee 26, 80939 Munich, Germany
- Regulator
- BaFin and European Central Bank
- Banking licence
- Unavailable — not verified
Deposit protection
- Scheme
- Entschädigungseinrichtung deutscher Banken (EdB)
- Standard protection limit per depositor, per institution
- €100,000
Eligibility, exclusions and aggregation across accounts depend on the applicable scheme. Follow the official source before making a decision.
Savings products
BMW Online-Tagesgeld
Product terms awaiting verification
Official page checked 10 November 2026: marginal tier 1.65% p.a. on first EUR50,000, 3.00% only on amount above EUR50,000. Variable; no minimum; aggregate variable-product maximum EUR7.5m. Do not present 3% as whole-balance rate. Documents: reference IBAN, ID/passport, TIN.
Official product source ↗BMW Online-Tagesgeld — tiered rate research
Product terms awaiting verification
Effective 2026-09-16, rechecked 2026-11-04: variable EUR 1.65% on first EUR 50000; 3.00% only on portion above EUR 50000, not whole balance. No minimum. Aggregate variable-product volume EUR 7.5m per customer; beyond that rates on request. Natural persons one account/person, ID, current-account IBAN and TIN required; age/residency unverified. Tiered rate must not be normalized to a misleading flat 3.00%. Human approval required.
Official product source ↗Online-Tagesgeld
Product terms awaiting verification
Official product source identified. Current rate, deposit limits, eligibility and guarantee terms require administrator verification; no missing financial value has been invented.
Official product source ↗