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Plan your retirement, step by step

A retirement savings account lets you put money aside regularly over many years so it can grow for later life.

  • Save monthly or in one-off amounts
  • Long-term investing in broad funds
  • See your progress in one dashboard

Why the state pension may not be enough

Many people find that public pensions cover only part of their living costs in retirement. Saving early gives your money more time to grow.

How it works

You choose how much to save. Contributions are invested in a diversified portfolio and reviewed regularly.

  • Open an account online
  • Set a monthly amount
  • Adjust or pause any time

Costs explained

Every product has costs. Always compare the yearly fees, because small differences add up over decades.

Retirement calculator

Projected retirement savings
€153,870
Your contributions
€85,000
Value in today’s money
€93,789
Monthly drawdown in today’s money
€391

Hypothetical annual effective returns with month-end contributions. Inflation-adjusted drawdown spreads the pot evenly over retirement with no further returns. Excludes taxes, fees and state pension; returns and income are not guaranteed.

Start your retirement planning today

Create an account to explore the simulated dashboard.

Create account

Frequently asked questions

What is a retirement savings account?

A long-term account where regular savings are invested for retirement.

Can I change my monthly amount?

Yes you can adjust your plan at any time.

Is my money at risk?

Investments can go down as well as up. Savings deposits and investments carry different risks.

Raisin SE · Savings and investment solutions across Europe.