Personal liability
Covers damage you accidentally cause to other people or their property.
- Considered essential
- Low annual cost
- High coverage amounts
Insurance
Protect what matters: an insurance guide
An overview of the most important types of insurance, what they cover and how to decide which ones you really need.
Home contents
Protects your belongings against fire, water damage and burglary.
- Covers furniture and valuables
- Insured value matters
- Check exclusions
Life & disability
Financial security for you and your family if the unexpected happens.
- Term life for dependants
- Income protection
- Premiums depend on age and health
How to choose insurance
- 1
Start with risks that could threaten your finances.
- 2
Compare coverage amounts, deductibles and exclusions.
- 3
Avoid overlapping or unnecessary policies.
- 4
Review your policies when your life situation changes.
Frequently asked questions
Does Raisin sell insurance?
No. Raisin focuses on savings. This page explains insurance so you can compare policies directly with insurers.
Which insurance is most important?
Personal liability insurance and, if you depend on your income, income or disability protection are often considered the most important.
Is insurance a form of saving?
Generally not. Pure risk policies protect against losses; for building wealth, savings and investments are usually better suited.
Protected? Now let your money work. Compare savings offers.
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